T YAMNI ONE-STOP HOMEOWNERSHIP PROGRAM
Sisseton-Wahpeton Oyate One-Stop Homeownership Program assists Tribal members with homeownership opportunities.
Partnering for Safe and Standard Housing for Sisseton-Wahpeton Oyate members.
605 Lydia Goodsell Street, Sisseton, SD 57262
605.698.3901
12554 BIA HWY 711, PO Box 509, Agency Village, SD 57262 (Located in the SWO Tribal Administration Building)
605.698.8233
Services that are provided
Assessment
• Intake
• Credit report
• Identity obstacles
• Develop action plan
• Develop short and long term goals
• Determine readiness
Site Selection
• Available options – Tribal trust, Allotted land, Fee land
• Archeological Clearance
• I.H.S. Application Process
• Utilities
• Roads
Financial Credit Management
• Credit Repair
• Establishing Credit
• Money Management
Homeownership Education
• Pre-purchase
• Debt Management
• Financial Management
• Post-purchase
• Foreclosure
Loan Packaging Assistance
• Prequalifying
• Budgeting
• Affordability
• Advocacy
Financial Resource Options
• HUD 184 Loan Guarantee Program
• USDA/Rural Development
• Department of Veterans Affairs
• SD Housing Development Authority
• Banks, Credit Unions
• SWO Homebuyers Programs
• Homes Are Possible Inc. (HAPI)
• Home Ownership Assistance Program (HOAP)
• Opportunities for Independent Living (OIL)
Default Counseling & Foreclosure Intervention
• Assessment
• Plan Development
• Negotiation
• Rebuilding Plan