T Yamni Program

T YAMNI ONE-STOP HOMEOWNERSHIP PROGRAM

Sisseton-Wahpeton Oyate One-Stop Homeownership Program assists Tribal members with homeownership opportunities.
Partnering for Safe and Standard Housing for Sisseton-Wahpeton Oyate members.

SWHA – Sisseton Wahpeton Housing Authority:
Angie Johnson:

605 Lydia Goodsell Street, Sisseton, SD 57262

Phone:

605.698.3901

SWO Homebuyers Program:
Terri Larsen:

12554 BIA HWY 711, PO Box 509, Agency Village, SD 57262 (Located in the SWO Tribal Administration Building)

Phone:

605.698.8233

Services that are provided

Assessment
• Intake
• Credit report
• Identity obstacles
• Develop action plan
• Develop short and long term goals
• Determine readiness
Site Selection
• Available options – Tribal trust, Allotted land, Fee land
• Archeological Clearance
• I.H.S. Application Process
• Utilities
• Roads
Financial Credit Management
• Credit Repair
• Establishing Credit
• Money Management
Homeownership Education
• Pre-purchase
• Debt Management
• Financial Management
• Post-purchase
• Foreclosure
Loan Packaging Assistance
• Prequalifying
• Budgeting
• Affordability
• Advocacy
Financial Resource Options
• HUD 184 Loan Guarantee Program
• USDA/Rural Development
• Department of Veterans Affairs
• SD Housing Development Authority
• Banks, Credit Unions
• SWO Homebuyers Programs
• Homes Are Possible Inc. (HAPI)
• Home Ownership Assistance Program (HOAP)
• Opportunities for Independent Living (OIL)
Default Counseling & Foreclosure Intervention
• Assessment
• Plan Development
• Negotiation
• Rebuilding Plan